Mortgage Info

Mortgage Info




If you’re like most buyers, a home is the most expensive purchase you’ll ever make, and you’ll probably need some form of financing.

There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price.

We would be happy to refer you to some very good mortgage contacts we have in Colorado Springs, or to help you in any other way we can to secure the best possible rate for your home purchase.

Use the mortgage calculators below to assist you in making some decisions around financing your new home.


bank of the san juans logo
Ent Logo Mortgage Lending
Why do ALL lenders only focus on interest rates? Low interest rates are important, but it’s time to start thinking differently about your mortgage.
Learn how a mortgage can be used as a financial tool through equity and debt management, mortgage interest arbitrage, increasing monthly cash flow, and building your real estate portfolio through unique home purchase and refinance programs. A properly structured mortgage is a key element to your overall financial success.

Steven Lodwig –

We exist to help people achieve their dreams.” That pretty much sums up how Bank of the San Juans does business.  For you, it means offering the very most competitive VA and FHA rates and fees in town and a variety of mortgage financing, including VA, FHA, Lot and Land Loans, Construction Loans and CHFA Down Payment Assistance loans. For us, it means serving Colorado Springs with a brand spanking new branch, at 25 North Spruce Street. We gutted the old VA Regional building and built a gorgeous facility. Downtown, loads of parking, right next to I-25. What a great place to start dreaming big, at One Big Happy Little Bank.

Kelly O’Brien –

Ent’s Lock and Shop program allows our members to feel secure while shopping for homes, knowing their rate is protected. We do not charge loan origination fees and can close within 25 days of going under contract! We look forward to working together with you to help get you into your new home!

Shirley Stange –

Benton Capital ‘s mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

I have been in mortgage lending for 22 years and worked closing with Veterans, Department of Defense contractors and civilians, using my experience and knowledge to help them with all their mortgage needs. From VA/ FHA and Conventional loans and access to 100% Financing loan programs.  

Marisol Gerth –

Mortgage Programs

CHFA Down Payment Assistance

Homebuyers using one of our first mortgage loan programs to finance their home purchase are eligible to use CHFA assistance options to help with down payment and/or closing costs. Even if you contribute towards a down payment, you may still use one of the options below.

​Homebuyer Education

CHFA sponsored homebuyer education in-person and online. 

Down Payment Assistance Grant * 

  • Up to 3 percent of your first mortgage**  
    (Example: Get up to $6,000 on a $200,000 mortgage)
  • No repayment required
Second Mortgage Loan*
  • Up to 4 percent of your first mortgage** 
    (Example: Get up to $8,000 on a $200,000 mortgage)
  • Repayment of loan balance deferred until certain events, such as payoff of your first mortgage, or the sale or refinance of the home. 

How To Get A CHFA Loan

Click here to learn more about program requirements and next steps.
 ​​     * Higher interest rates apply

    **For a 30-year, fixed-rate loan

Single Family “Turnkey Plus” Mortgage Program

El Paso County Turnkey Mortgage Program

Read more on the El Paso County Website

Mortgage Calculator







Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

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